In this section
Our Services
Eviction Defense
How possession really passes after a foreclosure sale, which occupants are owed what notice, how the response clock runs, and how our specialists work the case for you.
Read moreUnlawful Detainer Filings
The eviction lawsuit goes by a different name in every region. Here is what each paper does, how the response clock runs, what an answer must contain, and who files it.
Read moreTime Extensions
The routes to more time after a foreclosure sale, the kinds of court-ordered stays, what makes a request credible, and what wastes the days you have left.
Read moreCash for Keys
How paid move-out offers work after a foreclosure sale, the terms worth negotiating, what belongs in writing, and how a release can reach your surplus funds.
Read moreSurplus Funds After Foreclosure
Whether your foreclosure sale threw off surplus, which office is sitting on it, and why moving out or signing for Cash for Keys does not surrender your right to it.
Read moreHeirship of Foreclosed Estate
After a late owner's home is sold: what relatives still in the house can expect, who inherits any leftover money, and how disputes among siblings get resolved.
Read moreProbate Without a Will or Trust
No will and no trust after a foreclosure sale: the routes to authority over the estate, in plain terms, and who covers the probate filing costs.
Read more- Eviction defense, unlawful detainer answers, time extensions and cash for keys
- Surplus funds, heirship and probate for former owners and heirs
- Post foreclosure specialists and advocates serving families in every state
- You pay nothing up front; any fee comes from the surplus once recovered
A foreclosure sale can hand you two problems in one week: someone else holds the deed to the home you live in, and the sale may have thrown off money nobody has mentioned. The seven services below cover both ends of that, from the notice taped to your door to the claim for whatever is left once the debt was paid.
Start with the paper in your hand
Served with a lawsuit? Eviction defense and unlawful detainer filings come first, because a response deadline is already counting down. Holding a demand to leave but no court papers yet? Time extensions and cash for keys are the two ways people buy a date they can actually meet. Nothing in the mail about money? That points to surplus funds after foreclosure. Owner has died? Begin with heirship of a foreclosed estate. The order these usually arrive in is laid out on the post-foreclosure timeline.
The seven services and who each is for
| Service | Who it is for | Where it starts |
|---|---|---|
| Eviction Defense | A former owner or occupant facing removal | The notice and the day your answer is due |
| Unlawful Detainer Filings | Anyone served with the eviction suit, under any local name | The written answer to the court |
| Time Extensions | People who need weeks, not days, to move | A dated, written request |
| Cash for Keys | Occupants offered money to leave by a set date | The recorded deed, then the terms |
| Surplus Funds After Foreclosure | Former owners whose home sold for more than the debt | Finding who holds the money |
| Heirship of Foreclosed Estate | Heirs of an owner who died before or after the sale | Which heirs, and their proof |
| Probate Without a Will or Trust | Estates that left neither a will nor a trust | The probate route a claim needs |
The four eviction services, and how they fit
Eviction defense is the whole situation: notice, court papers, dates, response. Unlawful detainer filings is the paperwork half, named for the term many states give the lawsuit. Time extensions is the push for a later date, and cash for keys is the paid, planned move-out. Most people need two of the four at once. Here is how they are paid: you have no out-of-pocket expense; we handle the filings, the responses and the communication that help you stay in the property longer, and any fee comes from the surplus funds once they are recovered. Where your state requires a licensed attorney to prepare or file court papers, a licensed attorney handles it.
Deadline: If a summons or a notice to vacate is already in your hands, its clock is running while you read this. Have your deadlines checked before anything else.
Money, heirs and estates
If the winning bid topped the debt, the remainder is surplus funds, also called excess proceeds or overage. A trustee, a sheriff, a county office or a clerk of court holds it, and in most states it is paid in a fixed order: the costs of the sale, the foreclosed debt, junior liens by priority, and the former owner or the heirs last. Our specialists find whether money exists and who is sitting on it, prove identity and ownership, untangle heirs and competing lien claims, and file inside the state’s window. Surplus funds after foreclosure and what differs by state carry the rest. In California, claims by a former owner-occupant of a home sold at a trustee’s sale are handled by a licensed California attorney, because California law reserves that work for the owner’s attorney (Cal. Civ. Code §2945.4).
What it costs, and the scams to skip
Every state and the District run a free public search for unclaimed property, where surplus often lands if nobody claims it, and no trustee, county or court will bill you just to confirm that a surplus exists. So anyone demanding money up front to release your money is the warning sign itself; our page on post-foreclosure scams walks through the rest. On a surplus claim our specialists front the costs, and the only charge is a completion fee drawn from the surplus once it comes back.
Our post foreclosure specialists and advocates work across every state and D.C. Where your state requires a licensed attorney to prepare or file court papers, a licensed attorney handles it. For a real dispute you can also bring in a licensed attorney, or legal aid, in your state.
Questions about our services
Eviction defense first, then unlawful detainer filings for the answer itself. Do not wait for a call back before you read the summons, because the count usually starts the day you were served, not the day you opened the envelope.
You have no out-of-pocket expense. We handle the court filings, the responses and the communication that help you stay in the property longer, and any fee comes from the surplus funds once they are recovered. A licensed attorney handles any filing your state reserves for lawyers.
Almost never. In nearly every state an occupant is removed only through a court process that ends with a peace officer, and a demand from an owner or an agent is not that process. Check the paper against what your state requires before you start packing.
When the surplus is hard to trace, when the owner has died, when other lienholders are reaching for it, or when the claim window is nearly shut. We track the money down, prove whose it is, and file before the deadline so it is not lost to the state.